Employer's Liability Insurance
Liability Insurance
Product Overview
Employer’s Liability Insurance protects you, as an employer, against legal liability under Common Law to compensate employees for bodily injuries sustained due to accidents or occupational diseases that occur during the course of their employment.
Key Coverage
The policy provides coverage to employer against:
Accidental Bodily Injury or Occupational Diseases to Employees Arising Out of or During the Course of Employment
Legal Fees Incurred in Defending Legal Proceedings
Under the common law, the employer may be held liable to pay compensation for:
Personal Negligence
Failure to provide a safe place and safe system of work
Failure to exercise reasonable care in the recruitment of competent staff
Failure to provide proper machinery and maintain them in good working order
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