Group Hospital Surgical Insurance

Employee Benefits Insurance

Product Overview

Your employees are more than just resources to your company. Let us help provide them with the necessary coverage for hospitalization and surgical treatment, so they can return to their best.

This insurance offers medical coverage tailored to the needs of your employees, their legal spouses, and children, covering incurred medical expenses due to illnesses, diseases, or accidents.

Key Coverage

When the patient is hospitalized for treatment or is surgically treated:

Room and Board

Intensive Care Unit

Hospital Supplies and Services

Surgical Fees

Anaesthetist Fees

Operating Theatre Fees

In-Hospital Physician Visit

Before the patient is admitted or surgically treated in a hospital:

Pre-Hospital Specialist Consultation

Pre-Hospital Diagnostic Tests

After the patient is discharged from hospital for non-surgical confinement:

Post-Hospitalisation Treatment

If the patient needs to be moved by road ambulance to an appropriate location for treatment or diagnosis:

Ambulance Fees

Specific outpatient treatments:

Outpatient Cancer Treatment

Outpatient Kidney Dialysis

Emergency Accidental Outpatient Treatment

Emergency Accidental Dental Treatment

Other benefits:

Organ Transplant

Medical Report Fee

Sales and Services Tax

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